Speech Therapy Cost and Insurance Coverage
Clear, upfront pricing for telehealth speech therapy in Texas and Florida
Insurances Accepted by Oasis Speech
Navigating insurance shouldn’t be the hardest part of getting help. Below are the plans we currently accept in each state we serve. If you’re unsure about your coverage, just ask — we’ll help you sort it out before your first session.
Texas
Insurance Accepted
- BCBS of Texas: HealthSelect, Blue Advantage HMO, BlueChoice PPO, MyBlue Health, Blue Premier HMO, Blue Essentials, Blue High Performance Network and Dual Eligible Special Needs Plan
- BCBS of Texas Medicaid (Austin area): STAR, STAR Kids and CHIP
- Aetna: PPO, HMO, EPO, Managed Choice, First Health and Meritain
- Curative: EPO, EPO Value, PPOx, PPO/PPO Choice, PPO Plus and PPO Max
- UnitedHealthcare Community Plan: STAR, STAR Kids, CHIP and STAR+PLUS (programs vary by area)
- Medicare
- Traditional Texas Medicaid
Medicaid and CHIP health plans vary by county. See which plans we take in your area with our Texas Medicaid and CHIP plan checker.
Florida
Insurance Accepted
- UnitedHealthcare: Charter, Navigate, NexusACO, Neighborhood Health Partnership, UnitedHealthcare of Florida and Individual & Family plans
- UnitedHealthcare Dual Complete, for members with both Medicare and Medicaid
- Aetna: PPO, HMO, EPO, Managed Choice, First Health and Meritain
- Curative: EPO, EPO Value, PPOx, PPO/PPO Choice, PPO Plus and PPO Max
- Step Up For Students: Family Empowerment Scholarship for Students with Unique Abilities (FES-UA)
We aren’t in network with Florida Medicaid or Florida KidCare plans right now. Using a Step Up scholarship? Our Step Up For Students guide explains how it works with us. Self-pay is also available, and we provide superbills for out-of-network reimbursement.
Self-pay Rates
Comprehensive evaluation
$250
Testing, scoring, and a written report with recommendations
Single session
$85
30-minute one-on-one telehealth therapy session
Self-pay Packages
Start therapy with your evaluation and sessions bundled together
Eval + 4 sessions
$349
Great startEval + 8 sessions
$529
Most popular choiceEval + 12 sessions
$699
Full commitmentTerms
- Sessions expire 12 months from purchase
- Full payment due before initial evaluation
- Cash pay only — not billable to insurance
Ways to Pay for Speech Therapy
| In-network insurance | Self-pay | Step Up For Students (Florida) | |
| Who it fits | Members of plans we accept in Texas or Florida | Anyone, including out-of-network plans | Florida students with an FES-UA scholarship |
| What you pay | Your plan copay, coinsurance or deductible | $250 evaluation, $85 per session, or a package from $349 | Paid from scholarship funds |
| Paperwork | We verify benefits and bill your plan | Superbill provided on request | We work with your scholarship account |
| Good to know | Visit limits depend on your plan | Packages are cash pay only | See our Step Up guide |
More detail: Texas Medicaid and CHIP and Step Up For Students.
Pricing and Insurance FAQ
How much does speech therapy cost without insurance?
A comprehensive evaluation is $250 and each 30-minute session is $85. Packages that bundle the evaluation with 4, 8 or 12 sessions are $349, $529 and $699.
Is a speech evaluation covered by insurance?
Many plans cover a speech and language evaluation, but coverage depends on your plan. We verify your benefits before the evaluation and tell you what to expect.
Do you accept Medicaid?
In Texas, yes: traditional Medicaid and several STAR, STAR Kids, CHIP and STAR+PLUS plans. In Florida we are not in network with Medicaid or KidCare right now.
What is a superbill?
A superbill is an itemized receipt with the codes your insurer needs. You can submit it to your plan to request out-of-network reimbursement.
Can I use my HSA or FSA?
Speech therapy is usually an eligible HSA and FSA expense. Check with your plan administrator to confirm.
How many sessions will my child need?
It varies by child and by goal. Your evaluation report includes a recommended plan, and we review progress with you regularly.
More on Insurance Coverage
Read our guide, Does insurance cover speech therapy?, or go to your plan: BCBS of Texas, Aetna, UnitedHealthcare, Curative, Medicare. For self-pay details see what speech therapy costs.
Every Voice Deserves to Be Heard
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